Sam owes GROUPT Loans Company $5,000 but refuses to pay. GROUPT Loans obtains a garnishment order and serves it on Sam’s employer, CDS. If CDS complies with the order and Sam stays on the job, is one order enough to garnish all of Sam’s wages for each pay period until the debt is paid?
Expert Answer
Garnishment order is issued by the legal authority in favor of a creditor to recover his debt by taking assets of a debtor. This order enables an employer to withhold a portion of an employee’s salary to pay a debt to the creditor. Under the process the creditor files a request for Garnishment on wages with the court. Court issues the Garnishment order based on the suitability of the request. It orders the garnishee (employer) to hold any assets especially the wages of the debtor (employee) and to make the payment to the creditor. Thus one order is enough to garnish a portion of wages till the debt is fully repaid.